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EU Mortgage Directive

Posted by Admin on 2013-10-04 18:03:52 BST

The FCA delivered a presentation outlining the key points of the directive at the Financial Services Expo earlier this week.

 Due to the comprehensive regulation in place in the UK the directive will mainly affect lenders, but brokers may be forced to make additional declarations under the new rules.

The European Parliament is expected to pass the directive in a vote later this year. From that date the UK will have just over two years to comply with the new rules.

 
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FCA Regime for Consumer Credit Consultation Paper

Posted by H3 on 2013-10-03 13:26:57 BST

The FCA have now released the consumer credit consultation paper which details the proposed changes which will take place when regulation switches from the OFT to the FCA on 1st April 2014.  

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